The Growing Doubts About Obama Care

Insurance - The Growing Doubts About Obama Care

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Many Americans believe that Obama's health care reform effort ("Obama Care") could be one of the worst pieces of legislation ever passed and signed into law. The creators of the legislation never understood the root causes of our ever skyrocketing costs. Without an comprehension of the basal problems, there is virtually no opportunity of developing and implementing a coherent and sufficient solution.

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Before looking at the newest nonsense to come out about the law, let's reviews what some experts have said in the past:

- In a March 1, 2010 description in Fortune magazine, an interview of Dr. Delose Cosgrove, Ceo of the noted Cleveland Clinic, revealed the following knowledge:

* Obesity accounts for at least 10% of the health care costs in the United States.

* Smoking, poor diet, and lack of exercise accounts for 40% of the premature deaths in this country.

* These same factors inventory for the 70% of the health care costs connected with continuing diseases such as heart disease in the United States.

* Smoking, poor diet, and lack of exercise inventory for 75% of the nation's total medical costs.

Thus, according to an expert's view, the root causes driving our high health care costs are communal health connected questions: diet, exercise and smoking. Rather than charge these true causes of high costs with a communal health care effort, Obama Care basically constructed a immense taxation process and bureaucracy that adds complexity and taxation without solving the basal causes.

Need more, consider the findings from the National Academy of Sciences, an independent Federal agency:

* The United States spends more on health care per someone than any other country in the world.

* Despite the high expenses, life expectancy in the U.S. Is less than the life expectancies in many other advanced countries.

* Smoking and obesity are the primary factors driving the lower life expectancy, and likely higher health care costs, in this country.

More of the same. Rather than address the cause, Obama Care tries to solve the qoute administratively.

But the newest study paints an even worse picture. Remember, one of the primary avowed objectives of Obama Care was to sell out the estimate of uninsured Americans in the United States, estimated to be between 30 and 40 million Americans. However, if you consider the following devotee analyses, the legislation will fall far short of this objective also.

According to a new study by the McKinsey Consulting Group, as published in their publication, McKinsey Quarterly, 30% of the American clubs surveyed by McKinsey said they would drop their laborer health insurance plans because under Obama Care, it is a great firm decision to not carry a health insurance program and pay the small fine than it is to continue operating a health care insurance program.

The clubs in the McKinsey survey's 30% said that even if they raised wages to compensate for dropping their insurance plan, it would still be less costly for the clubs under Obama Care.

Mr. Douglas Holtz-Eakin is an economist and the former director of the Congressional funds Office (Cbo). He is obviously someone with some valid credentials to peruse Obama Care. He did so in a new diagnosis and description that was published by the American operation Forum. His results and findings are damning to the legislation:

* according to his analysis, Obama Care "is fiscally dangerous, raising the risk of higher labor (and other) taxes at a time when the job shop is struggling."

* The legislation's weak fine ideas provides a strong incentive for clubs to stop offering their employees and retirees health care insurance coverage.

* This could follow in 35 million Americans, who are covered by owner in case,granted health care insurance, being left without health care insurance.

* The Congressional funds Office estimated, badly, that only 3 million individuals who previously received coverage straight through their employers will get subsidized coverage straight through the Obama Care insurance exchanges. Thus, they are off a factor of twelve in their forecast.

* By tossing 35 million more Americans into the uninsured pool, Federal subsidies will growth by over a Trillion dollars in ten years, wiping out any perceived or touted savings Obama Care was supposed to bring to the national debt.

* Obama Care will have the many impact from a marginal tax rate perspective on the lowest earning workers in the country.

* The diagnosis reviewed private firm feelings towards Obama Care, noting that Caterpillar is on description of saying that Obama Care would sell out their laborer health care costs by 70% if they dropped their laborer and retiree insurance programs. At&T has said it's annual health care insurance costs would drop from .4 billion to only 0 million since it would be far less costly to drop their insurance program and pay the fine for not having one.

Great, a piece of legislation that is supposed to sell out the estimate of Americans without health care insurance will likely growth the estimate of Americans without health care insurance by tens of millions of people. These analyses were not done by Republicans or Tea Party advocates. McKinsey is a extremely respected corporate consulting firm with a long history of high powered diagnosis and Mr. Holtz-Eakin has the palpate and study to back up his work.

Let's look at the numbers a slightly separate way. Obama Care advocates claimed that upwards of 40 million Americans did not have health care insurance. But there are subsets within that 40 million. Some more affluent people could afford to buy insurance but decided not to since they feel they could cover health care costs with out of pocket cash as the need arose. Some of the 40 million were found to be sons and daughters of the more affluent and knew that their parents could pay for their health care expenses. Some of the 40 million were older Americans who had not yet gotten nearby to signing up for Medicare.

Thus, even if you buy the 40 million number, the actual, truly needy Americans who did not have health care insurance, was substantially below 40 million, let's conservatively say it was 35 million. 35 million Americans out of a total people of of 311 million Americans is about 11%. Thus, in order to fix the qoute for 11% of the population, we changed the world for upwards of 89% of Americans. But wait! Out of the 89%, Obama Care is likely to follow in someone else 35 million Americans losing their health care coverage. How can anything say this is good legislation?

Want more? according to the statistics in a new issue of the St. Petersburg Times, there is someone else set of numbers out that show how out of touch Obama Care is. The numbers were within a St. Petersburg Times description on how clubs are trying to get their employees complex in exercise and other wholesome activities.

The statistics from the description claim that 15% of the people drives 85% of the nation's health care costs, 5% of the people drives 60% of the cost, and 25% of the people have no healthcare costs. Would it not have been a great strategy to focus on these small groups of Americans that cause the vast majority of health care costs and fix their problems rather than upsetting the entire health care ideas in the country? Nonsense again.

How easy could it be? Address the basal drivers of high health care costs: obesity, bad diets, smoking, and lack of exercise. Understand who is the primary drivers of health care costs and resources and fix their problems. Instead, we get a cumbersome, complex, expensive, and incoherent 2,500 page piece of legislation that addresses none of the basal problems while destroying health care insurance for tens of millions.

Much like the lost war on drugs, failing communal education, the lack of an energy program, the lack of an immigration policy, and a myriad of other problems that have been unsolved for decades, the lack of qoute solving skills of the American political class are on constant display. That is why we need to take steps to fix our political processes so that we ultimately staff Washington with people that know how to define and solve problems.

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